Monday, February 4, 2008

Online mutual Fund Investment

NJ E - Account a comprehensive Online Investment account offered

by NJ. With NJ E - Account you can invest online in hundreds of Mutual Fund

schemes offered by leading fund houses in India. These schemes cover a

broad spectrum of investment objectives, risk exposures and asset classes.

Along with a standard mutual fund investment package NJ E - Account offers

you a unique set of features that take you above just an Investment Account

and reports that are a result of intensive analysis of Mutual fund markets.



Get your online mutual fund investment account. Click here.

An innovative approach towards online investment is provided to you by Godmind - Mutual Fund Advisory Services. You are entitled to get Informed Investment advice for mutual fund investment by professional AMFI certified advisors. With this you also get Online Investment tools like wealth calculators, regular updates, an online e-account and Godmind wealth management and financial planning service for you and your family. You never have to worry about investing at the right place at the right time.
With the Ultra-Resourceful E-Investment Solutions ! you get a basket full of services and utilities from Godmind Advisors. Godmind Advisors have good knowledge of mutual fund as well as the aspects of Investment planning, and its proper application through the use of technology, With this 'E-investment solution' you as an investor will have complete control over your investment, thus creating a secure future for yourself and and your family.

Send enquiry for e-account. Click to send....

Service for Corporations

Godmind Services for Corporation

Investment education seminars and workshops.

Retirement and investment advisory/ counseling.

Corporate sponsored investment planning for employees and their family.

Investment management for the employees of the organization.


To sum it up, Godmind Mutual Fund Advisory Services will provide a comprehensive investment solution to the employees of the organisation that will not just boost their financial health but will also secure their future financial needs.


Investment Planning For Employees

The Investment Planning for Employees program is designed to educate employees on investment planning matters. Employees receive unbiased, personalized advice and portfolio management. Face-to-face sessions allow us to provide employees with the personal guidance they need to work toward meeting their financial goals. One survey in America reported, ‘when Programs include personalized assistance, the impact on employee behavior is significantly enhanced.

Some benefits for the employer

Increased employer satisfaction.
Establish themselves as the employer of choice.
By improving their return on investments, plus benefits and compensation.
By facilitating financially secured retired workforce, which reduces the attrition rate.
Employees receive a monitoring and review schedule to help ensure their investment decisions remain on track and their questions are answered. Each employee’s ability to reach their financial and retirement goals is only as strong as their ability to balance all aspects of financial goal setting and investment planning.


Contact Godmind Advisor for accessing services for corporations.

Click here to mail Advisor your requirements.

Systematic investment Planning...Wealth creation technique

Systematic investment plan (SIP) which necessitates investing a constant amount regularly over time horizon for investment, generally every month. When the market goes up fewer units are purchased by the investor and when the market goes down then the same money invested gets translated into more units. Thus the investors acquire units at an average cost for the period. This will be lower than the cost accrued to lump sum investment.

Invest Regularly + Start Early = Wealth Creation

A systematic investment can create corpus of fund which is unimaginable. The reason is compounding with regular investment. More over systematic investment is not only for rich but even a person with Rs 100 per month can start. Even students can start. If parents start a child's S.I.P when he starts going to school, the returns generated by it can sponsor his whole higher education and further studies. Anyone can create a good corpus just by doing a simple S.I.P of Rs 1000/- , Rs 2000/- per month till the retirement.

S.I.P is like a channel you create to get rid of the hassles of investment planning and minimizing risk by diversifying, as you invest periodically. Moreover it is automatically auto-debited from the bank on the date specified by you. for your secure future
This proves that a disciplined and regular can give those returns which market timing can never give.

Wealth Calculator for systematic investment plan calculation.

Child Investment Planning

Children and their well-being often rank as the highest "priorities" for parents and words like "only the best for my child" are rather common. However just having your heart in the right place isn't sufficient. Instead what you need is a practical approach to ensure that you work towards providing your child with a financially secure future. And that just might be the best present you will ever gift your child

For children of different age group the path to child planning can be varied:

Age of the child: Newborn to 6 yrs
Investment horizon: 12yrs to 18 yrs
If you start investing at this stage, you allow your savings the maximum time to build up assets for your child’s education. With time on your side, you can take higher risk and go for equity funds. However, if you choose to invest on a regular basis, try and increase the amount every year.

Age of the child: 7-14 yrs
Investment horizon: 6yrs to 13 yrs
While a part of the portfolio may still focus on aggressive investment options like equity funds, you will do well to include balanced funds also to reduce risk. The attempt should be move money to lesser volatile investment options, as the child grows older.
Age of the child: 14- 18 yrs
Investment horizon: 2yrs to 5 yrs
At this point of time, it would be advisable to invest in funds that are least volatile and overall the focus should be on preserving capital. The liquidity should be an important point whiling working out the strategy. While the open-ended mutual funds will ensure that the money is available to you as and when you require it, the key is to make the money grow at a reasonable rate.


Contact Advisor for more details. Click here

Sunday, January 13, 2008

Wealth Protection

Wealth protection in actual term is safe guarding your investment. Wealth protection is not protecting your wealth from thieves or thugs rather it is a way to protect the value of your wealth against its biggest enemy, 'inflation'. Inflation is the biggest enemy of your wealth. Remember, every second the value of your wealth is going down because inflation works with time. Inflation does not decrease our wealth, it simply decreases the value attached to our wealth.

For example: If you have Rs 100 in your pocket then you cannot afford a lavish dinner in a five star hotel. Why? Because you cannot buy a Meal in 100 rupees at a five star hotel. The value of money is not enough to buy it. But twenty five years ago it was possible to buy a meal for Rs 100 at a five star hotel. This shows that the value of currency has gone down and with that the purchasing power has also gone down. It goes down according to the rate of Inflation.
Wealth is not paper currency, precious stones or precious metals. We need to see wealth as the value attached to all our possessions. The value attached is not static rather it is very dynamic and fluctuating. Therefore if the value of our possession is very high, then we have got more wealth. So through wealth protection we try to guard this value against depreciation by right investments.
A conservative approach by the investor does not exactly means a negative approach to investment. Many a times investors make more profit by following a conservative approach rather than aggressively going for high risk investment. The only thing that is to be taken care of while using the wealth protection approach is that we need to follow the golden principle of investment i.e, Regular investment and early investment.

Wealth Appreciation

The wealth appreciation service is for those who would like to go for wealth appreciation through the route of mutual funds. why do you think we chose mutual funds? Simply because it is been made in such a way that it can be termed as one of the best investment option. This we came to the conclusion by the fact that if we compare the mutual funds with other investment instruments on the platform of risk and reward, mutual funds turn out to the best option for all sorts of investor.

In wealth appreciation advisory we prepare a layout for the clients investment for a long duration with short follow ups in between. It is actually long term capital appreciation with timely aggressive investments.In this way an investor will not be exposed to direct risk. More over limited and timely aggressive approach will lead us to required investment objective.Those people with clear investment objective can utilize this service to fullfill lot of long term objectives.

If you are investing systematically in equities and debt then you can enjoy the long term capital appreciation. Many times we have seen people investing only in equities in order to achieve higher returns. But Investing only in equities will not be recommended under any circumstances as debt component is a must for security purposes.
Follow your investment closely.
When you look for wealth appreciation you track the funds with the intention of growing the existing capital by correct investment decision at the righ time.
Under the wealth appreciation service we not just advise you but also provide you with the facility of tracking your investment online.This enables you to track your fund and act at the right time whenever you see the oppurtunity for investment.

Retirement Planning

Some like it. Some don’t. But retirement is a reality for every working person. Most young people today think of retirement as a distant reality. However, it is important to plan for your post-retirement life if you wish to retain your financial independence and maintain a comfortable standard of living even when you are no longer earning. This is extremely important, because, unlike developed nations, India does not have a social security net.
Retirement Planning acquires added importance because of the fact that though longevity has increased, the number of working years haven’t.

Plan for A Worry Free Retirement
In simple words, retirement planning means making sure you will have enough money to live on after retiring from work. Retirement should be the best period of your life, when you can literally sit back and relax or enjoy your life by reaping benefits of what you earn in so many years of hard work. But it is easier said than done. To achieve a hassle-free retired life, you need to make prudent investment decisions during your working life, thus putting your hard-earned money to work for you in future. Godmind Advisors will assist and advice you on all the important components of retirement planning.

Mutual Fund Awareness

Mutual Funds are subjected to Market Risk. Do read the
offer document of the Mutual Fund before investing.

Disclaimer

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